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Financial Sense is a cost-saving bundle pack to help walk your students through the adult living life skills needed to manage their finances as they transition into adulthood while meeting federal mandates for students with special needs.. The Financial Sense bundle consists of the following three workbooks:


Lessons in Daily Living Skills Buying Insurance, include: What is insurance?; How it works; Insurance vocabulary; Comparing plans; Medical; Dental and vision; Life; Renter's and homeowner's; What is my stuff worth?; Auto/liability/ comprehensive and collision. How to get the best rates and how to buy insurance.


Lessons in Daily Living Skills Getting a Paycheck, include: Whose Time is it?; What's an Emergency?; Taking Breaks; Social Security Cards; Hourly or Salaried?; Overtime; Pay Periods; Gross vs. Net Pay; Deductions; W-4 Forms; Keeping the Job; Bank Accounts; Fiscal Responsibility; Needs vs. Wants; The 50/20/30 Rule; Rainy Day Funds; Cards; Getting Out of Balance; Credit Card Debt; Your Credit Score; Your W-2 Form; Filing Your Taxes.


Lessons in Daily Living Skills Paying Bills, include: Budget sense; Young person's planner; Bill paying calendar; Monthly bill chart; Writing checks; Using an ATM; Keeping a register; Real life money issues (cars, insurance, etc.); Cost of credit cards; Saving; Filing a 1040 EZ.


Like all Daily Living Skills workbooks, this series is written on a high third/low fourth grade level and targeted to the mild-to-moderate population (although, you’ll see in the ratings, many teachers of students with moderate-to-severe disabilities have used the program successfully.) All vocabulary is defined immediately in context so students build confidence in the information. Pages are light and airy with lots of bullet-points and pictures, and are set with a tone that is friendly, yet respects the sensibilities of this age group. Every book contains an answer key and Parent Letter explaining what transition skills you are addressing along with suggestions for parent follow-up at home in compliance with federal mandates.


Lessons can easily be used in a “buy today/use today” fashion with no training and little preparation. Or, if you are a newer teacher or new to special education, the DAILY LIVING SKILLS TEACHERS MANUAL gives information on classroom organization and program set-up along with Indicator 13 support and a variety of written ITP goals for each workbook. (You do not need to buy the Teacher’s Manual—it is offered at the request of some teachers.)


Like all the other bundle packs, you can save 10% or more by purchasing books in bundles.


If you are unfamiliar with the series, please download our free sample, "Doing Laundry" on this site to see the format and tone used in all the books in this series or preview pages on the individual titles of each book which are also offered on this site.

Financial Sense Bundle

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