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Impulse Buying
Impulse buying is one of the fastest ways to blow a budget. For teens just learning to manage their money, impulse buys can be irresistible. Help young people, and especially young people with special needs, understand the psychology behind impulse buys and what they can do to avoid their pitfalls and stay on budget. How to do the Lesson Ask students to describe their last impulse purchase. List them on a chart or board and analyze if there are any common pitfalls that studen
Susan Traugh
23 hours ago2 min read


Help Teens Understand Vaccines
August is National Immunization Awareness Month and a good time to help your teens with special needs learn about and get control of their personal medical records regarding immunizations. Keeping Track of Vaccines Can Be Overwhelming For any young person, keeping track of the dozens of immunizations currently recommended can be a daunting task. But, for teens with special needs, it can feel downright overwhelming. Yet, in a few short years, many of your students will be
Susan Traugh
4 days ago2 min read


My Legal Signature
Legal signatures are a vital adult living skill. Young people will need an identifiable, consistent legal signature to sign contracts, sign checks, complete applications and more, making it an important skill to enhance their financial literacy. With fewer young people learning cursive, it is important that students create a consistent, difficult-to-copy, identifiable legal signature. This free mini-lesson will help you guide them to creating a unique signature that will hel
Susan Traugh
Jul 241 min read


Fixing My Credit Score
Our last blog post helped you calculate how much money you’d save with a better credit score. We can see how important it is to have and maintain a good credit score. This information is especially important for young people with disabilities as they may be working with a tighter budget. Beginning the Lesson Read Page 110. This explains the five things credit bureaus look at when calculating your credit rating. Use the following page to analyze what steps you might take to im
Susan Traugh
Jul 171 min read


Credit Scores
Help students with special needs understand the value of a good credit score with this short lesson from Financial Literacy by Transition 2 Life and Daily Living Skills. We all know that a good credit score can save us thousands of dollars, but that might not mean anything to young people who are just started to use credit. This two-page lesson will demonstrate in clear numbers what a good credit score can provide. Beginning the Lesson Pass out the worksheet. As you do, expla
Susan Traugh
Jul 102 min read


Budget Planning for Summer
While we all may dream of an ocean cruise or hiking trip through some distant destination, our budget may have other plans. Helping students with special needs plan realistic vacation goals is an important adult living skill. Help students plan a summer vacation activity with this handy lesson. According to Business Insider, the average American spends between approximately $1900 and $4000 on a summer vacation. This budget might be a push for our students living on SSI or SSD
Susan Traugh
Jul 32 min read


Fourth of July BBQ Budget
Help students learn to budget for parties and other social events with this budget comparison lesson. Staying within a budget can be difficult for students with special needs. By using a budget planner before they grocery shop, students have a better idea of what they can afford. Here, students compare similar menus with hot dogs or hamburgers—traditional 4th of July offerings to see which menu would better fit their finances. Beginning the Lesson Prepare ahead. We’re beginni
Susan Traugh
Jun 261 min read


Outdoor Chores for Teens with Special Needs
With summer right around the corner, it’s a perfect time to help teens learn some basic outdoor chores that will help them transition into adult life with useful skills. By helping teens learn responsible adulting skills, we can help them find satisfaction and, even joy, in the great outdoors. Helping Teens Be Helpful Whether your students will eventually share responsibilities in a group home, live in an apartment with a small common area, or have their own home, basic g
Susan Traugh
Jun 232 min read


Password Protection
Getting your password hacked is a pain. And it could end up being very expensive. Teach teens with special needs how to protect their passwords with this lesson from Financial Literacy by Daily Living Skills. Beginning the Lesson The Problem. Between 800,000 and 1 million people get their password hacked every day. Bad actors launch over 50 million attempts to hack accounts every day. And approximately 38% of us get hacked in our lifetimes—mostly the 65% of us who use the sam
Susan Traugh
Jun 191 min read


Fresh Fruits and Veggie Month
June is a perfect month to introduce students to fruits and veggies. In fact, June is National Fresh Fruits and Veggies Month! Help students create a cookbook of imaginative recipes for Avocado Toast and other simple breakfast and snack recipes using the abundance of summer fruits and veggies with the lesson and template provided here. Making Avocado Toast Millennials are gravitating towards Avocado Toast. This simple, yet nutritious combination can be eaten for breakfast
Susan Traugh
Jun 162 min read


Paying for Life Goals
As young people transition into adulthood, they begin to want big-ticket items to create their dream life. Especially when students have special needs, it can be difficult to understand what it takes to budget and save for high priced items. Help students understand how to set a goal and save for it with this financial lesson from Daily Living Skills, “Paying for My Life Goals.” Beginning the Lesson Brainstorm “Wants.” Help students list the kinds of big wants they desire for
Susan Traugh
Jun 122 min read


Hygiene Tips for Young Men
Just in time for Father’s Day, June is “Hygiene for Guys Month.” As teen guys’ bodies change, it is important to know how to keep clean and presentable. Teen guys often need guidance in personal hygiene to help them cope with the changes that happen to their bodies during adolescence. “Hygiene for Guys Month” is a perfect time to help teen boys develop a system of personal hygiene that will allow them to be healthy and socially acceptable. Basic Skills in Hygiene for Guys
Susan Traugh
Jun 92 min read


Paying for Auto Insurance
Summer is a time when teens are eager to hit the road and ride to new adventures during their time off. New graduates can’t wait to test their new-found independence. Help teens (and teens with special needs) understand how they can save on auto insurance and be safer and more responsible on the road with this Daily Living Skills lesson. Introducing the Lesson Time It Out Sit in silence. Then, every 14 seconds…ring a bell, clap your hands, slam down a book…depending on your s
Susan Traugh
Jun 52 min read


National Safety Month
June is National Safety Month. And rightly so. With school out for the summer, many young people with disabilities are out and about on their own. These teens and young adults need simple, effective tools to keep them safe out in public. Personal Safety Tips Independence Basics from the Daily Living Skills series helps students recognize circles of trust with people they know and don’t know. This books also discusses the kinds of lures that strangers use to lure people to the
Susan Traugh
Jun 22 min read


Helping Teens Stay Healthy
May ushers in Emergency Medical Services Week and is a good time to teach teens about when and how to call emergency medical services. Knowing when to call for emergency medical services is an important adult living skill and the simple worksheet accompanying this lesson can help teachers create a lesson around emergency medical services. Teens Need to Know When 911 is Appropriate Not every medical situation requires a call to 911. Not only do 911 services cost more but u
Susan Traugh
May 192 min read


Practicing Manners with Special Needs Teens
The second week in May is National Etiquette Month and a good time to practice manners and mannerly behavior with your teens with special needs. Common courtesy can sometimes be difficult for teens with special needs as they do not “read” the cues others take for granted. But, with a little help, you can teach manners and etiquette to your students in an easy and fun way. How to Practice Mannerly Greetings Students with special needs sometimes have difficulty looking peop
Susan Traugh
May 123 min read


Introducing Mental Health Awareness to Teens
May is Mental Health Awareness month and a good time to introduce mental health awareness to teens and young people. The reality is stark: the legacy of Covid is a huge uptick in mental health issues for our children and their families. Understanding mental illness and how and where to get help is a vital skill for teens and young adults. Knowing where to get help and overcoming the stigma of asking for such help can—quite literally—save someone’s life. This lesson will hel
Susan Traugh
May 53 min read


Eating Disorder Awareness
February is “Eating Disorder Awareness Month” and a good time for teachers of special needs teens to provide their students with the information they need to make healthy eating choices and be aware when troubled eating patterns arise. Eating disorders are serious mental illnesses with some of the highest overall mortality rates of any mental illness. And, teens are especially susceptible. But, with early intervention, help can be found. Get the Facts on Eating Disorders
Susan Traugh
Feb 242 min read


Professional Dress at Secondhand Prices
It can be difficult for young people to afford clothes for their first interviews and jobs. February’s Secondhand Wardrobe Awareness Month is a wonderful time to help students learn about the advantages of shopping secondhand. Style on a Dime “Thrifters,” or people who regularly shop at thrift stores, know that real deals can be made by shopping secondhand. In fact, they say that thrift-shopping saves shoppers about 90% of an item’s new, retail price on a regular basis.
Susan Traugh
Feb 162 min read


Teaching Teens about Condom Use
Valentine’s Day is also National Condom Day. Clearly, somebody had a sense of humor—and a good idea—since 50% of the pregnancies in the U.S. are unplanned. Fifty percent . And, while discussing condom use with teens with special needs may be a difficult or uncomfortable topic, federal mandates for transition services for teens with special needs requires that we educate our students on matters of sexuality. Why Condoms? The truth is, any comprehensive sexual education pro
Susan Traugh
Feb 102 min read
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