Paying for Auto Insurance
- Susan Traugh
- Jun 5
- 2 min read
Updated: 23 hours ago
Summer is a time when teens are eager to hit the road and ride to new adventures during their time off. New graduates can’t wait to test their new-found independence. Help teens (and teens with special needs) understand how they can save on auto insurance and be safer and more responsible on the road with this Daily Living Skills lesson.
Introducing the Lesson
Time It Out Sit in silence. Then, every 14 seconds…ring a bell, clap your hands, slam down a book…depending on your students to create a memorable sound of someone getting hurt in a car crash. Do it for 1 minute or 2 if you can. Then discuss how every 14 seconds for the rest of the lesson—and the rest of their lives—someone is getting hurt in a car crash.
But There's More. Pass out page 15, “Automobile Insurance,” and read or have students read other facts about accidents in the U.S. 25% of drivers will be in an accident within a 5-year period; someone will die every 12 minutes from an auto accident; they’re the #1 cause of death for their age group.
You Have Control. Next, look at the second group of facts. Accidents are mostly caused by drunk/impaired driving; speeding; reckless driving; or cell phones. Half the people who die weren’t wearing seatbelts. Discuss what kinds of decisions students could make to protect themselves from these driving statistics.
The Financial Cost. Additionally, teen’s insurance increases between 40% and 100% for an at-fault accident. What kinds of costs does that mean to them?
Complete Pg. 16 “Automobile Insurance.” What can student personally do to decrease their risk of an accident?
For More Information
And, while the lessons in this blog can stand alone, they work best when paired with the Financial Literacy course from Susan Traugh’s Transition 2 Life curriculum. This one-semester course is offered in both a special education edition and a companion text for general education students. Find it here! Find out more about insurance in the Daily Living Skills workbook, Buying Insurance
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